- Free Service
- Request up to $10,000
- Privacy, Security, and 24/7 service
- Committed to Responsible Lending
This Washington-based company mainly focuses on providing loans to people with a poor credit check. You can not only bear your sudden and unplanned expenses with the help of BadCreditLoans, but you can also get your score repaired.
With BadCreditLoans, you can borrow up to $10,000 at interest rates that range from 5.99% – %. However, the installment loans OR amount that can be lent to you might vary depending on your score.
So, no matter why you want a loan, whether for debt consolidation, auto repair, medical expenses, taxes, or vacations, you can get the amount transferred straight into your bank account within one business day if you are 18+ and have a regular source of income, e-mail address and phone number, legal residency or SSN as proof of your valid citizenship, and a personal checking account.
If you unfailingly manage to pay the installments on time, there is a chance your bad credit scores will get better since the company reports all of your performance to credit bureaus
The initial process is pretty straightforward and easy. To begin with, you have to fill out a form that requires some basic information, like the reason for which you want a loan, the area you live in, your full name, and whether or not you are active military.
In the second step, another page of the form pops up, and some detailed information is required, like how long you have been living in a particular area and everything regarding your employment – including your net income, the name and phone number of your employer, etc.
Then, you are required to complete the third and last page of the form. Here you will have to enter details regarding your upcoming payday and bank account and then finish the form by entering your phone number.
The process might sound a little too lengthy, but trust us, it only takes a few minutes. However, if you compare running after lenders individually and doing meetings with them, you will realize this is a way better option.
Once a lender reviews your request, they will share the terms and conditions with you. Make sure you go through each and every part of it. If you find everything suitable, go for it; otherwise, feel free to decline the offer.
On accepting the offer, you will have to give your e-consent. It is likely the funds will be transferred to your account in one business day.
#3. CashUSA – The Easiest Loans to Get
- Fast and Free Service
- Simple Requirements
- Get Up to $10,000
- Safe and Secure
No matter if you need $500 or $10,000, CashUSA will find someone to lend the amount to you in no time. This U.S.-based company connects borrowers with low credit scores to lenders for free; often without a credit check. So, despite the type of loan you are planning to get, be it a payday loan or a personal loan, one thing is for sure, you will not regret choosing CashUSA.
The eligibility criterion set by the company is not strict since the restriction of minimum score is not imposed. CashUSA demands no different information than the rest of the companies, which is your correct name and date of birth, whether or not you are active military, and other traditional contact details.
Having a steady income of $1000 monthly and a personal account is a must for the approval of your request. And, once your request is approved by a lender, the terms and conditions set will be made accessible to you for review. However, do not rush when this stage arrives. Take your time and make a wise decision. You are not obliged to accept the offer if it is unsuitable.